General Conditions:
- The Bank reserves the right to levy additional charges for services and change the fees and charges at its sole discretion
- All fees and charges will be debited in the same account currency based on the daily exchange rate determined by the Bank
- Other expenses such as stamps, postage, cable, fax charges ... etc, which are not included in this flyer will be charged where incurred
- Charges for any services not mentioned in this flyer would be available upon request.
| Description | Personal Banking | HSBC Advance | HSBC Premier – Salary based |
HSBC Premier – Balance Base HSBC Premier - Cross border |
|---|---|---|---|---|
| Current/Savings Accounts | ||||
Account Opening Fees
|
EGP 50 | Free |
Free |
Free |
| Eligibility Criteria / Minimum Balance |
a) Minimum monthly average balance in deposits and/or investments of EGP 30,000, USD 2,000 (or equivalent in any main foreign currency) or |
a) Minimum monthly average balance in deposits and/or investments of EGP 250,000 (or equivalent in any main foreign currency) or or c) Transfer a monthly net fixed salary of EGP 12,000 with a minimum EGP 180,000 total net annual income6 (or equivalent in foreign currency) |
a) Transfer a monthly net fixed salary of at least EGP 45,000 (or equivalent in foreign currency). or b) Transfer a monthly net fixed salary of EGP 35,000 with a minimum EGP 540,000 total net annual income6 (or equivalent in foreign currency) |
a) Minimum monthly average balance in deposits and/or investments of EGP 2,000,000 (or equivalent in any main foreign currency)1 |
| Monthly Account Maintenance Fees 2 | EGP 16 |
Free |
Free |
Free |
| Account Closing Fees | NIL |
NIL |
NIL |
NIL |
| Salary based fixed monthly service charge | NIL |
EGP 75 3 |
Free |
Free |
Monthly Service Charge (below minimum balance) |
EGP 50 (or equivalent in any main foreign currency) 4 |
EGP 150 (or equivalent in any main foreign currency) |
Not applicable |
EGP 600 5 (or equivalent in any main foreign currency) |
| Description | Current/Savings Accounts |
|---|---|
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Description |
Account Opening Fees
|
| Personal Banking | EGP 50 |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Eligibility Criteria / Minimum Balance |
| Personal Banking |
a) Minimum monthly average balance in deposits and/or investments of EGP 30,000, USD 2,000 (or equivalent in any main foreign currency) or |
| HSBC Advance |
a) Minimum monthly average balance in deposits and/or investments of EGP 250,000 (or equivalent in any main foreign currency) or or c) Transfer a monthly net fixed salary of EGP 12,000 with a minimum EGP 180,000 total net annual income6 (or equivalent in foreign currency) |
| HSBC Premier – Salary based |
a) Transfer a monthly net fixed salary of at least EGP 45,000 (or equivalent in foreign currency). or b) Transfer a monthly net fixed salary of EGP 35,000 with a minimum EGP 540,000 total net annual income6 (or equivalent in foreign currency) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
a) Minimum monthly average balance in deposits and/or investments of EGP 2,000,000 (or equivalent in any main foreign currency)1 |
| Description | Monthly Account Maintenance Fees 2 |
| Personal Banking |
EGP 16 |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description | Account Closing Fees |
| Personal Banking |
NIL |
| HSBC Advance |
NIL |
| HSBC Premier – Salary based |
NIL |
HSBC Premier – Balance Base HSBC Premier - Cross border |
NIL |
| Description | Salary based fixed monthly service charge |
| Personal Banking |
NIL |
| HSBC Advance |
EGP 75 3 |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Monthly Service Charge (below minimum balance) |
| Personal Banking |
EGP 50 (or equivalent in any main foreign currency) 4 |
| HSBC Advance |
EGP 150 (or equivalent in any main foreign currency) |
| HSBC Premier – Salary based |
Not applicable |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 600 5 (or equivalent in any main foreign currency) |
- The Bank reserves the right to reclassify the account if the eligibility criteria prescribed by the Bank from time to time is not met by the customer. Applicable on balance-based customers only.
- Monthly account maintenance fee deducted on Quarterly basis on a customer level and includes personal loan accounts, dormant accounts and cardholders without an account with HSBC.
- Employees working in any of the bank’s approved list of companies will be exempted from the Advance Salary-based monthly service charge.
- If the minimum combined average balance is EGP 30,000 or equivalent, including balances in Current / Savings and Term Deposits, no monthly service charge will be applied. If the combined average balance is not maintained, individual account balances and service monthly charges apply. Monthly service charge is not applied on suffix level for payroll/pension accounts and loan settlement accounts.
- A monthly service charge of EGP 600 will be levied if a minimum average relationship balance of EGP 2,000,000 (or equivalent in any other main foreign currency) is not maintained in deposit(s) / investments with HSBC Bank Egypt. Applicable to balances-based customers only.
- Total net annual income is equal to 12 months' net salary, in addition to the average of your last 2 years' variable pay, excluding commissions.
- Below balance fee of EGP 150 will be levied if the account average relationship balance falls below EGP 250,000 in any given month.
- All balance based personal banking accounts’ fees and charges will be applied for economic activity accounts except for over the counter fees which is waived for these customers
Schedule of Services and Tariffs HSBC Premier, HSBC Advance and Personal Banking
| Description | Personal Banking | HSBC Advance | HSBC Premier – Salary based |
HSBC Premier – Balance Base HSBC Premier - Cross border |
|---|---|---|---|---|
| Money Market Fund | ||||
"Kol Yom" Fund Monthly Maintenance Fees |
EGP 20 |
EGP 20 |
EGP 20 |
EGP 20 EGP 50 (Corporate) |
| Egyptian Government Treasury Bills | ||||
Investment in Egyptian Government Treasury Bills fees (Charged once) |
EGP 250 |
EGP 250 |
EGP 250 |
EGP 250 |
| Time Deposit | ||||
Minimum Balance |
EGP 10,000, USD 2,000 |
EGP 10,000, USD 2,000 |
EGP 10,000, USD 2,000 |
EGP 10,000, USD 2,000 GBP 1,500, EUR 2,000 |
| Saving Certificate | ||||
Minimum Balance |
EGP 10,000 |
EGP 10,000 |
EGP 10,000 |
EGP 10,000 |
| Cross Border | ||||
Account Opening Fees |
Free |
Free |
Free |
Free |
| Descript ion | Money Market Fund |
|---|---|
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
"Kol Yom" Fund Monthly Maintenance Fees |
| Personal Banking |
EGP 20 |
| HSBC Advance |
EGP 20 |
| HSBC Premier – Salary based |
EGP 20 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 20 EGP 50 (Corporate) |
| Descript ion | Egyptian Government Treasury Bills |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Investment in Egyptian Government Treasury Bills fees (Charged once) |
| Personal Banking |
EGP 250 |
| HSBC Advance |
EGP 250 |
| HSBC Premier – Salary based |
EGP 250 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 250 |
| Descript ion | Time Deposit |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Minimum Balance |
| Personal Banking |
EGP 10,000, USD 2,000 |
| HSBC Advance |
EGP 10,000, USD 2,000 |
| HSBC Premier – Salary based |
EGP 10,000, USD 2,000 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 10,000, USD 2,000 GBP 1,500, EUR 2,000 |
| Descript ion | Saving Certificate |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Minimum Balance |
| Personal Banking |
EGP 10,000 |
| HSBC Advance |
EGP 10,000 |
| HSBC Premier – Salary based |
EGP 10,000 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 10,000 |
| Descript ion | Cross Border |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Account Opening Fees |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
Important Notes:
- In case of early redemption for the EGP 12 Months Time Deposit with monthly interest, a 1% to be deducted from the principle amount and such applies during anytime prior to the maturity date.
- In case of early redemption for the USD 24 Months Time Deposit with monthly interest, a 1.6% to be deducted from principle according to the period the deposit existed and such applies during anytime prior to the maturity date.
- In case of early redemption for the USD 36 Months Time Deposit with monthly interest, a 1.8% to be deducted from principle according to the period the deposit existed and such applies during anytime prior to the maturity date.
- In case of early redemption for end of period interest EGP Time Deposits, no early redemption fees applies, however, the time deposit will not be eligible for any interest.
- In case of early redemption for end of period interest USD Time Deposits, interest will be calculated based on the prevailing USD Savings account interest rate for the period the deposit existed.
- In case of early redemption of the Saving Certificate, the bank will apply early redemption fees in accordance with the Redemption Schedule under the terms & conditions section that is embedded in the product application form.
| Description | Personal Banking | HSBC Advance | HSBC Premier – Salary based | HSBC Premier – Balance Base HSBC Premier - Cross border |
|---|---|---|---|---|
| Debit Cards | ||||
| Card Annual Fees | EGP 40 | Free | Free | Free |
| Card replacement Fees | EGP 40 | EGP 40 | Free | Free |
| PIN Replacement Fees | Free | Free | Free | Free |
| FX Mark-up 1 | 5% | 5% | 5% | 5% |
| Balance enquiry charges (per transaction) in Egypt at HSBC ATMs | Free | Free | Free | Free |
| Cash withdrawal / deposit charges (per transaction) in Egypt at HSBC ATMs | Free | Free | Free | Free |
| Balance enquiry charges (per transaction) in Egypt at other banks' ATMs | Free | Free | Free | Free |
| Cash withdrawal charges (per transaction) in Egypt at other banks' ATMs | Free | Free | Free | Free |
| Balance enquiry charges per transaction in Egypt at POS machines of financial service providers | Free |
Free |
Free |
Free |
| Cash withdrawal / cash deposit charges per transaction in Egypt at POS machines of financial service providers | Free |
Free |
Free |
Free |
| Balance enquiry charges (per transaction) internationally at Visa/Plus ATMs |
Free |
Free |
Free |
Free |
| Cash withdrawal charges (per transaction) internationally at Visa/Plus ATMs | EGP 50 | EGP 50 | EGP 50 | EGP 50 |
| Balance enquiry charges (per transaction) internationally at HSBC ATMs | Free | Free | Free | Free |
| Cash withdrawal charges (per transaction) internationally at HSBC ATMs | EGP 50 | EGP 50 | Free 3 | Free 3 |
| Card delivery fees(local delivery) | Free | Free | Free | Free |
| Card delivery fees (overseas delivery) | EGP 800 | EGP 800 | EGP 800 | EGP 800 |
| Dynamic Currency Conversion transaction fee 3 | 1.15% | 1.15% | 1.15% | 1.15% |
| Description | Debit Cards |
|---|---|
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based | |
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Description | Card Annual Fees |
| Personal Banking | EGP 40 |
| HSBC Advance | Free |
| HSBC Premier – Salary based | Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description | Card replacement Fees |
| Personal Banking | EGP 40 |
| HSBC Advance | EGP 40 |
| HSBC Premier – Salary based | Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description | PIN Replacement Fees |
| Personal Banking | Free |
| HSBC Advance | Free |
| HSBC Premier – Salary based | Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description | FX Mark-up 1 |
| Personal Banking | 5% |
| HSBC Advance | 5% |
| HSBC Premier – Salary based | 5% |
HSBC Premier – Balance Base HSBC Premier - Cross border |
5% |
| Description | Balance enquiry charges (per transaction) in Egypt at HSBC ATMs |
| Personal Banking | Free |
| HSBC Advance | Free |
| HSBC Premier – Salary based | Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description | Cash withdrawal / deposit charges (per transaction) in Egypt at HSBC ATMs |
| Personal Banking | Free |
| HSBC Advance | Free |
| HSBC Premier – Salary based | Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description | Balance enquiry charges (per transaction) in Egypt at other banks' ATMs |
| Personal Banking | Free |
| HSBC Advance | Free |
| HSBC Premier – Salary based | Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description | Cash withdrawal charges (per transaction) in Egypt at other banks' ATMs |
| Personal Banking | Free |
| HSBC Advance | Free |
| HSBC Premier – Salary based | Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description | Balance enquiry charges per transaction in Egypt at POS machines of financial service providers |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description | Cash withdrawal / cash deposit charges per transaction in Egypt at POS machines of financial service providers |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Balance enquiry charges (per transaction) internationally at Visa/Plus ATMs |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description | Cash withdrawal charges (per transaction) internationally at Visa/Plus ATMs |
| Personal Banking | EGP 50 |
| HSBC Advance | EGP 50 |
| HSBC Premier – Salary based | EGP 50 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 50 |
| Description | Balance enquiry charges (per transaction) internationally at HSBC ATMs |
| Personal Banking | Free |
| HSBC Advance | Free |
| HSBC Premier – Salary based | Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description | Cash withdrawal charges (per transaction) internationally at HSBC ATMs |
| Personal Banking | EGP 50 |
| HSBC Advance | EGP 50 |
| HSBC Premier – Salary based | Free 3 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free 3 |
| Description | Card delivery fees(local delivery) |
| Personal Banking | Free |
| HSBC Advance | Free |
| HSBC Premier – Salary based | Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description | Card delivery fees (overseas delivery) |
| Personal Banking | EGP 800 |
| HSBC Advance | EGP 800 |
| HSBC Premier – Salary based | EGP 800 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 800 |
| Description | Dynamic Currency Conversion transaction fee 3 |
| Personal Banking | 1.15% |
| HSBC Advance | 1.15% |
| HSBC Premier – Salary based | 1.15% |
HSBC Premier – Balance Base HSBC Premier - Cross border |
1.15% |
- Transactions in foreign currency is converted into the equivalent in Egyptian Pounds at the prevailing market rate at the posting date and not at the transaction date attracting the foreign currency mark-up fees and charges as per the ‘Schedule of Charges’ announced on our website. Foreign Currency Transactions are converted into your billing currency by the card scheme (Visa or MasterCard®) or HSBC Bank Egypt using their applicable exchange rates on the day conversion is made (which is the transaction posting date on HSBC bank Egypt system and not the actual date of transaction and which may involve a conversion to US Dollars or Hong Kong Dollars first).
- For the customers holding Debit Cards linked to foreign currency accounts (any currency other than EGP) the mark up fees will be applied only if the transaction is in a cross currency (i.e. if the transaction is performed with a currency different than the currency of the main account - the Primary Account Number).
- In the event of a transaction charge being levied when using an HSBC ATM, please contact our Premier Call Centre on 0800 PREMIER within Egypt (available only through land lines) or +202 3 535 9800 (Mobiles and from outside Egypt).
- A standard processing fee (as determined by Visa) of up to 1.15% will apply on any foreign currency transactions or international transactions where you opt to pay in your billing currency (EGP)
| Description | Personal Banking | HSBC Advance | HSBC Premier – Salary based |
HSBC Premier – Balance Base HSBC Premier - Cross border |
|---|---|---|---|---|
| Cheques 1 | ||||
| Outward Cheques for Collection | ||||
In Local Currency |
0.2% (min. EGP 5 – max. 500)+ postage charges |
0.2% (min. EGP 5 – max. 500)+ postage charges |
Free (Postage charges apply) |
Free (Postage charges apply) |
In Foreign Currency2 |
0.3% (min. EGP30 – max. 600)+ postage charges |
0.3% (min. EGP30 – max. 600)+ postage charges |
Free (Postage charges apply) |
Free (Postage charges apply) |
| Inward Cheques for Collection | ||||
In Local Currency (outside clearing) |
EGP 250 if settled by a Telegraphic Transfer |
EGP 250 if settled by a Telegraphic Transfer |
Free |
Free |
In Foreign Currency |
EGP 30 if settled by a Demand Draft |
EGP 30 if settled by a Demand Draft |
EGP 30 if settled by a Demand Draft |
EGP 30 if settled by a Demand Draft EGP 120 if settled by a Telegraphic Transfer |
| Clearing cheques | ||||
| Outward clearing in local currency | EGP 15 / cheque |
EGP 15 / cheque |
EGP 15 / cheque |
Free |
| Outward clearing in foreign currency | 0.3% (Min. EGP 30. Max. EGP 600) | 0.3% (Min. EGP 30. Max. EGP 600) | 0.3% (min. EGP 30-max. 600) |
Free |
Post-dated cheques for collection (local and foreign currency) |
EGP 50 / cheque | EGP 50 / cheque | EGP 50 / cheque | EGP 50 / cheque |
| Outward return cheques drawn at other banks | EGP 30 / cheque USD 2 / cheque EUR 2 / cheque |
EGP 30 / cheque USD 2 / cheque EUR 2 / cheque |
EGP 30 / cheque USD 2 / cheque EUR 2 / cheque |
EGP 30 / cheque USD 2 / cheque EUR 2 / cheque |
| Inward return cheques drawn at own bank | EGP 30 / cheque USD 5 / cheque EUR 5 / cheque |
EGP 30 / cheque USD 5 / cheque EUR 5 / cheque |
EGP 30 / cheque USD 5 / cheque EUR 5 / cheque |
EGP 30 / cheque USD 5 / cheque EUR 5 / cheque |
| Stop payment / cheque | EGP 50 / cheque | EGP 50 / cheque | EGP 50 / cheque | EGP 50 / cheque |
| Inward Transfers | ||||
| Inward Transfers in Local Currency | ||||
Credit to customer account |
Free |
Free |
Free |
Free |
Credit to beneficiary account with other banks |
0.2% (min. EGP 20 – max. EGP 250) |
0.2% (min. EGP 20 – max. EGP 250) |
0.2% (min. EGP 20 – max. EGP 250) |
0.2% (min. EGP 20 – max. EGP 250) |
| Inward Transfers in Foreign Currency | ||||
Credit customer account |
Free |
Free |
Free |
Free |
Credited to beneficiary account with other banks |
0.3% (EGP 30 – 600) + EGP 120 cable |
0.3% (EGP 30 – 600) + EGP 120 cable |
0.3% (EGP 30 – 600) + EGP 120 cable |
0.3% (EGP 30 – 600) + EGP 120 cable |
| Descript ion | Cheques 1 |
|---|---|
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion | Outward Cheques for Collection |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
In Local Currency |
| Personal Banking |
0.2% (min. EGP 5 – max. 500)+ postage charges |
| HSBC Advance |
0.2% (min. EGP 5 – max. 500)+ postage charges |
| HSBC Premier – Salary based |
Free (Postage charges apply) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free (Postage charges apply) |
| Descript ion |
In Foreign Currency2 |
| Personal Banking |
0.3% (min. EGP30 – max. 600)+ postage charges |
| HSBC Advance |
0.3% (min. EGP30 – max. 600)+ postage charges |
| HSBC Premier – Salary based |
Free (Postage charges apply) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free (Postage charges apply) |
| Descript ion | Inward Cheques for Collection |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
In Local Currency (outside clearing) |
| Personal Banking |
EGP 250 if settled by a Telegraphic Transfer |
| HSBC Advance |
EGP 250 if settled by a Telegraphic Transfer |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion |
In Foreign Currency |
| Personal Banking |
EGP 30 if settled by a Demand Draft |
| HSBC Advance |
EGP 30 if settled by a Demand Draft |
| HSBC Premier – Salary based |
EGP 30 if settled by a Demand Draft |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 30 if settled by a Demand Draft EGP 120 if settled by a Telegraphic Transfer |
| Descript ion | Clearing cheques |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion | Outward clearing in local currency |
| Personal Banking |
EGP 15 / cheque |
| HSBC Advance |
EGP 15 / cheque |
| HSBC Premier – Salary based |
EGP 15 / cheque |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion | Outward clearing in foreign currency |
| Personal Banking | 0.3% (Min. EGP 30. Max. EGP 600) |
| HSBC Advance | 0.3% (Min. EGP 30. Max. EGP 600) |
| HSBC Premier – Salary based |
0.3% (min. EGP 30-max. 600) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion |
Post-dated cheques for collection (local and foreign currency) |
| Personal Banking | EGP 50 / cheque |
| HSBC Advance | EGP 50 / cheque |
| HSBC Premier – Salary based |
EGP 50 / cheque |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 50 / cheque |
| Descript ion | Outward return cheques drawn at other banks |
| Personal Banking |
EGP 30 / cheque USD 2 / cheque EUR 2 / cheque |
| HSBC Advance |
EGP 30 / cheque USD 2 / cheque EUR 2 / cheque |
| HSBC Premier – Salary based |
EGP 30 / cheque USD 2 / cheque EUR 2 / cheque |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 30 / cheque USD 2 / cheque EUR 2 / cheque |
| Descript ion | Inward return cheques drawn at own bank |
| Personal Banking |
EGP 30 / cheque USD 5 / cheque EUR 5 / cheque |
| HSBC Advance |
EGP 30 / cheque USD 5 / cheque EUR 5 / cheque |
| HSBC Premier – Salary based |
EGP 30 / cheque USD 5 / cheque EUR 5 / cheque |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 30 / cheque USD 5 / cheque EUR 5 / cheque |
| Descript ion | Stop payment / cheque |
| Personal Banking | EGP 50 / cheque |
| HSBC Advance | EGP 50 / cheque |
| HSBC Premier – Salary based |
EGP 50 / cheque |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 50 / cheque |
| Descript ion | Inward Transfers |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion | Inward Transfers in Local Currency |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Credit to customer account |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion |
Credit to beneficiary account with other banks |
| Personal Banking |
0.2% (min. EGP 20 – max. EGP 250) |
| HSBC Advance |
0.2% (min. EGP 20 – max. EGP 250) |
| HSBC Premier – Salary based |
0.2% (min. EGP 20 – max. EGP 250) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
0.2% (min. EGP 20 – max. EGP 250) |
| Descript ion | Inward Transfers in Foreign Currency |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Credit customer account |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion |
Credited to beneficiary account with other banks |
| Personal Banking |
0.3% (EGP 30 – 600) + EGP 120 cable |
| HSBC Advance |
0.3% (EGP 30 – 600) + EGP 120 cable |
| HSBC Premier – Salary based |
0.3% (EGP 30 – 600) + EGP 120 cable |
HSBC Premier – Balance Base HSBC Premier - Cross border |
0.3% (EGP 30 – 600) + EGP 120 cable |
1.In case of cheques for collection, other bank charges may apply on the amount which is subject to the corresponding and the issuing bank's schedules of charges
2.For US Dollar cheque(s)/Demand Draft(s)which are drawn on HSBC Group Affiliates accepted for physical collection, processing time will be approximately 6 - 8 weeks and Drawee Bank charges may apply, which vary from USD 45 to USD 200.Courier charges may apply on USD cheques drawn on HSBC entities and affiliates for clearing through physical collection outside Egypt
3.Post dated charge is in addition to the normal cheque clearing collection fee which is deducted when cheque is presented for collection.
4.Full charges apply for Return of Outward cheques for collection in local / foreign currencies
5.Stop payment of cheques is not applicable to cheques reported lost or stolen.
| Description |
Personal Banking |
HSBC Advance |
HSBC Premier – Salary based |
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Outward Transfers | |||||
| Outward Telegraphic Transfers | |||||
| Global transfers to own account (me2me) via Global View |
Online Banking |
N/A |
Free |
Free |
Free |
| Foreign Currency transfers (Local & International) 1 | Online Banking | 0.21% (min. EGP 49 – max. EGP 700) + EGP 70 cable charges | 0.21% (min. EGP 49 – max. EGP 700) + EGP 70 cable charges | 0.21% (min. EGP 49 – max. EGP 700) + EGP 70 cable charges | EGP 70 |
| Branch |
0.3% (min. EGP 350 – max. EGP 3,500) + EGP 140 cable charges |
0.3% (min. EGP 350 – max. EGP 3,500) + EGP 140 cable charges |
0.3% (min. EGP 350 – max. EGP 3,500) + EGP 140 cable charges |
EGP 100 |
|
| Local transfer in Local Currency | Online Banking | 0.14% (min. EGP 14 – max. EGP 250) | 0.14% (min. EGP 14 – max. EGP 250) | 0.14% (min. EGP 7 - max. of EGP 70) | 0.14% (min. EGP 7 - max. of EGP 70) |
| Free of transfer charges till further notice | |||||
| Branch | 0.2% (min. EGP 20 – max. EGP 250) | 0.2% (min. EGP 20 – max. EGP 250) | 0.2% (min. EGP 10 – max. EGP 100) | 0.2% (min. EGP 10 – max. EGP 100) | |
| Bank Drafts | |||||
| Issuance | Branch | 0.3% (min. USD 5 – max. USD 100) | 0.3% (min. USD 5 – max. USD 100) | 0.3% (min. USD 5 – max. USD 100) | Free |
| Cancellation | EGP 10 | EGP 10 | EGP 10 | EGP 10 | |
| Stop Payment | EGP 60 + EGP 140 cable charges | EGP 60 + EGP 140 cable charges | EGP 60 + EGP 140 cable charges | EGP 60 + EGP 140 cable charges | |
| Cashier Orders | |||||
| Issuance | Branch | 0.2% (min. EGP 20 - max. EGP 400) | 0.2% (min. EGP 20 - max. EGP 400) | 0.2% (min. EGP 20 - max. EGP 400) | Free |
| Cancellation | EGP 10 | EGP 10 | EGP 10 | EGP 10 | |
| Stop Payment | EGP 50 | EGP 50 | EGP 50 | EGP 50 | |
| General Charges on Outward Transfers | |||||
| Investigation Charges | EGP 140 cable charges + other charges if any | EGP 140 cable charges + other charges if any | EGP 140 cable charges+ other charges if any | EGP 140 cable charges+ other charges if any | |
| Description |
|
|---|---|
| Personal Banking |
|
| HSBC Advance |
|
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Description |
Outward Transfers |
| Personal Banking |
|
| HSBC Advance |
|
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Description |
Outward Telegraphic Transfers |
| Personal Banking |
|
| HSBC Advance |
|
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Description |
Global transfers to own account (me2me) via Global View |
| Personal Banking |
Online Banking |
| HSBC Advance |
N/A |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Foreign Currency transfers (Local & International) 1 |
| Personal Banking |
Online Banking |
| HSBC Advance |
0.21% (min. EGP 49 – max. EGP 700) + EGP 70 cable charges |
| HSBC Premier – Salary based |
0.21% (min. EGP 49 – max. EGP 700) + EGP 70 cable charges |
HSBC Premier – Balance Base HSBC Premier - Cross border |
0.21% (min. EGP 49 – max. EGP 700) + EGP 70 cable charges |
| Description |
Branch |
| Personal Banking |
0.3% (min. EGP 350 – max. EGP 3,500) + EGP 140 cable charges |
| HSBC Advance |
0.3% (min. EGP 350 – max. EGP 3,500) + EGP 140 cable charges |
| HSBC Premier – Salary based |
0.3% (min. EGP 350 – max. EGP 3,500) + EGP 140 cable charges |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 100 |
| Description |
Local transfer in Local Currency |
| Personal Banking |
Online Banking |
| HSBC Advance |
0.14% (min. EGP 14 – max. EGP 250) |
| HSBC Premier – Salary based |
0.14% (min. EGP 14 – max. EGP 250) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
0.14% (min. EGP 7 - max. of EGP 70) |
| Description |
Free of transfer charges till further notice |
| Personal Banking |
|
| HSBC Advance |
|
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Description |
Branch |
| Personal Banking |
0.2% (min. EGP 20 – max. EGP 250) |
| HSBC Advance |
0.2% (min. EGP 20 – max. EGP 250) |
| HSBC Premier – Salary based |
0.2% (min. EGP 10 – max. EGP 100) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
0.2% (min. EGP 10 – max. EGP 100) |
| Description |
Bank Drafts |
| Personal Banking |
|
| HSBC Advance |
|
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Description |
Issuance |
| Personal Banking |
Branch |
| HSBC Advance |
0.3% (min. USD 5 – max. USD 100) |
| HSBC Premier – Salary based |
0.3% (min. USD 5 – max. USD 100) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
0.3% (min. USD 5 – max. USD 100) |
| Description |
Cancellation |
| Personal Banking |
EGP 10 |
| HSBC Advance |
EGP 10 |
| HSBC Premier – Salary based |
EGP 10 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 10 |
| Description |
Stop Payment |
| Personal Banking |
EGP 60 + EGP 140 cable charges |
| HSBC Advance |
EGP 60 + EGP 140 cable charges |
| HSBC Premier – Salary based |
EGP 60 + EGP 140 cable charges |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 60 + EGP 140 cable charges |
| Description |
Cashier Orders |
| Personal Banking |
|
| HSBC Advance |
|
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Description |
Issuance |
| Personal Banking |
Branch |
| HSBC Advance |
0.2% (min. EGP 20 - max. EGP 400) |
| HSBC Premier – Salary based |
0.2% (min. EGP 20 - max. EGP 400) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
0.2% (min. EGP 20 - max. EGP 400) |
| Description |
Cancellation |
| Personal Banking |
EGP 10 |
| HSBC Advance |
EGP 10 |
| HSBC Premier – Salary based |
EGP 10 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 10 |
| Description |
Stop Payment |
| Personal Banking |
EGP 50 |
| HSBC Advance |
EGP 50 |
| HSBC Premier – Salary based |
EGP 50 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 50 |
| Description |
General Charges on Outward Transfers |
| Personal Banking |
|
| HSBC Advance |
|
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Description |
Investigation Charges |
| Personal Banking |
EGP 140 cable charges + other charges if any |
| HSBC Advance |
EGP 140 cable charges + other charges if any |
| HSBC Premier – Salary based |
EGP 140 cable charges+ other charges if any |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 140 cable charges+ other charges if any |
| Description | Personal Banking | HSBC Advance | HSBC Premier – Salary based |
HSBC Premier – Balance Base HSBC Premier - Cross border |
|---|---|---|---|---|
Personal Finance and Overdrafts |
||||
| Personal Finance | ||||
Administration Fees |
2% (min. EGP 200- no max.) |
2% (min. EGP 200 - no max.) |
2% (min. EGP 200 - no max.) |
2% (min. EGP 200 - no max.) |
Application Assessment Fees |
Free |
Free |
Free |
Free |
Early Full / Partial Settlement Fees on Unsecured Finance Applicable on all Unsecured Finance granted before 20 May 2022 |
5% of settled finance amount |
5% of settled finance amount |
5% of settled finance amount |
5% of settled finance amount |
Early/ Full/ Partial Settlement Fees on Unsecured Finance Applicable on all Unsecured Finance granted starting 20 May 2022 |
7% of the settled finance amount and 10% in case of finance sell-out |
7% of the settled finance amount and 10% in case of finance sell-out |
7% of the settled finance amount and 10% in case of finance sell-out |
7% of the settled finance amount and 10% in case of finance sell-out |
Early/ Full/ Partial Settlement Fees on Secured Finance Applicable on all Secured Finance granted starting 20 May 2022 |
2% of the settled finance amount and 10% in case of finance sell-out |
2% of the settled finance amount and 10% in case of finance sell-out |
2% of the settled finance amount and 10% in case of finance sell-out |
2% of the settled finance amount and 10% in case of finance sell-out |
Personal Finance monthly maintenance fees - Deducted on quarterly basis |
EGP 16 |
EGP 16 |
EGP 16 |
EGP 16 |
Rescheduling Fees |
Free |
Free |
Free |
Free |
Late Payment Fees |
EGP 75/installment In case the finance is in foreign currency, late payment fee will be: 3 USD/ installment 3 EUR/ installment 2.5 GBP/ installment
|
EGP 75/installment In case the finance is in foreign currency, late payment fee will be: 3 USD/ installment 3 EUR/ installment 2.5 GBP/ installment
|
EGP 75/installment In case the finance is in foreign currency, late payment fee will be: 3 USD/ installment 3 EUR/ installment 2.5 GBP/ installment
|
EGP 75/installment In case the finance is in foreign currency, late payment fee will be: 3 EUR/ installment 2.5 GBP/ installment |
Overdue interest |
4% annually above product rate |
4% annually above product rate |
4% annually above product rate |
4% annually above product rate |
| Overdrafts | ||||
Monthly commission on highest debit balance1 |
0.15% |
0.15% |
0.15% |
0.15% |
| General Charges on Personal Finance & Overdraft | ||||
Credit Bureau Investigation Fees2 |
EGP 100 |
EGP 100 |
EGP 100 |
EGP 100 |
Issuance of clearance letter fees |
EGP 25 |
EGP 25 |
EGP 25 |
EGP 25 |
| Stamp Tax | Deducted quarterly on (31 of March, 30 of June, 30 of September & 31 of December) as follows: 0.5per mill (0.05%) paid by the Bank & 0.5 per mill(0.05%) deducted from your account in the mentioned dates | |||
| Descript ion |
Personal Finance and Overdrafts |
|---|---|
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion | Personal Finance |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Administration Fees |
| Personal Banking |
2% (min. EGP 200- no max.) |
| HSBC Advance |
2% (min. EGP 200 - no max.) |
| HSBC Premier – Salary based |
2% (min. EGP 200 - no max.) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
2% (min. EGP 200 - no max.) |
| Descript ion |
Application Assessment Fees |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion |
Early Full / Partial Settlement Fees on Unsecured Finance Applicable on all Unsecured Finance granted before 20 May 2022 |
| Personal Banking |
5% of settled finance amount |
| HSBC Advance |
5% of settled finance amount |
| HSBC Premier – Salary based |
5% of settled finance amount |
HSBC Premier – Balance Base HSBC Premier - Cross border |
5% of settled finance amount |
| Descript ion |
Early/ Full/ Partial Settlement Fees on Unsecured Finance Applicable on all Unsecured Finance granted starting 20 May 2022 |
| Personal Banking |
7% of the settled finance amount and 10% in case of finance sell-out |
| HSBC Advance |
7% of the settled finance amount and 10% in case of finance sell-out |
| HSBC Premier – Salary based |
7% of the settled finance amount and 10% in case of finance sell-out |
HSBC Premier – Balance Base HSBC Premier - Cross border |
7% of the settled finance amount and 10% in case of finance sell-out |
| Descript ion |
Early/ Full/ Partial Settlement Fees on Secured Finance Applicable on all Secured Finance granted starting 20 May 2022 |
| Personal Banking |
2% of the settled finance amount and 10% in case of finance sell-out |
| HSBC Advance |
2% of the settled finance amount and 10% in case of finance sell-out |
| HSBC Premier – Salary based |
2% of the settled finance amount and 10% in case of finance sell-out |
HSBC Premier – Balance Base HSBC Premier - Cross border |
2% of the settled finance amount and 10% in case of finance sell-out |
| Descript ion |
Personal Finance monthly maintenance fees - Deducted on quarterly basis |
| Personal Banking |
EGP 16 |
| HSBC Advance |
EGP 16 |
| HSBC Premier – Salary based |
EGP 16 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 16 |
| Descript ion |
Rescheduling Fees |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion |
Late Payment Fees |
| Personal Banking |
EGP 75/installment In case the finance is in foreign currency, late payment fee will be: 3 USD/ installment 3 EUR/ installment 2.5 GBP/ installment
|
| HSBC Advance |
EGP 75/installment In case the finance is in foreign currency, late payment fee will be: 3 USD/ installment 3 EUR/ installment 2.5 GBP/ installment
|
| HSBC Premier – Salary based |
EGP 75/installment In case the finance is in foreign currency, late payment fee will be: 3 USD/ installment 3 EUR/ installment 2.5 GBP/ installment
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 75/installment In case the finance is in foreign currency, late payment fee will be: 3 EUR/ installment 2.5 GBP/ installment |
| Descript ion |
Overdue interest |
| Personal Banking |
4% annually above product rate |
| HSBC Advance |
4% annually above product rate |
| HSBC Premier – Salary based |
4% annually above product rate |
HSBC Premier – Balance Base HSBC Premier - Cross border |
4% annually above product rate |
| Descript ion | Overdrafts |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Monthly commission on highest debit balance1 |
| Personal Banking |
0.15% |
| HSBC Advance |
0.15% |
| HSBC Premier – Salary based |
0.15% |
HSBC Premier – Balance Base HSBC Premier - Cross border |
0.15% |
| Descript ion | General Charges on Personal Finance & Overdraft |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Credit Bureau Investigation Fees2 |
| Personal Banking |
EGP 100 |
| HSBC Advance |
EGP 100 |
| HSBC Premier – Salary based |
EGP 100 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 100 |
| Descript ion |
Issuance of clearance letter fees |
| Personal Banking |
EGP 25 |
| HSBC Advance |
EGP 25 |
| HSBC Premier – Salary based |
EGP 25 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 25 |
| Descript ion | Stamp Tax |
| Personal Banking | Deducted quarterly on (31 of March, 30 of June, 30 of September & 31 of December) as follows: 0.5per mill (0.05%) paid by the Bank & 0.5 per mill(0.05%) deducted from your account in the mentioned dates |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
| Description |
Personal Banking |
HSBC Advance |
HSBC Premier – Salary based |
HSBC Premier – Balance Base HSBC Premier - Cross border |
|---|---|---|---|---|
| Credit Cards |
||||
| Credit Cards Annual Fees | ||||
| Primary Card |
Visa Evolution: Free1 subject to a spend of EGP 20,000/year or more.
Visa Platinum: Free2 subject to a spend of EGP 45,000/year or more. Visa Platinum Cashback: Free3 subject to a spend of EGP 30,000/year or more |
Visa Evolution: Free1 subject to a spend of EGP 20,000/year or more.
Visa Platinum: Free2 subject to a spend of EGP 45,000/year or more. Advance Mastercard Platinum card: Free Visa Platinum Cashback: Free3 subject to a spend of EGP 30,000/year or more |
Visa Evolution: Free1subject to a spend of EGP 20,000/year or more.
Premier Mastercard Platinum card: Free Visa Platinum Cashback: Free3 subject to a spend of EGP 30,000/year or more |
Visa Evolution: Free1subject to a spend of EGP 20,000/year or more.
Visa Platinum: Free 2 subject to a spend of EGP 45,000/year or more. Premier Mastercard Platinum card: Free Visa Platinum Cashback: Free3 subject to a spend of EGP 30,000/year or more |
| Supplementary Card 4 |
Visa Evolution: Free
Visa Platinum Cashback: Free |
Visa Evolution: Free Visa Platinum: Free Advance Mastercard Platinum card: Free Visa Platinum Cashback: Free |
Visa Evolution: Free Visa Platinum: Free Premier Mastercard Platinum card: Free Visa Platinum Cashback: Free |
Visa Evolution: Free Visa Platinum: Free Premier Mastercard Platinum card: Free Visa Platinum Cashback: Free |
| General Charges on Credit Cards | ||||
| Monthly Finance Charge5 |
Visa Evolution: 4.42% Visa Platinum: 4.42% Visa Platinum Cashback: 4.42% |
Visa Evolution: 4.42% Visa Platinum: 4.42% Advance Mastercard Platinum card: 4.42% Visa Platinum Cashback: 4.42% |
Visa Evolution: 4.42% Visa Platinum: 4.42% Premier Mastercard Platinum card: 4.00% Visa Platinum Cashback: 4.42% |
Visa Evolution: 4.42% Visa Platinum: 4.42% Premier Mastercard Platinum card: 4.00% Visa Platinum Cashback: 4.42% |
| Cash Advance Fees |
5% (min. EGP 75) |
5% (min. EGP 75) |
5% (min. EGP 75) |
5% (min. EGP 75) |
| Balance enquiry charges per transaction in Egypt at POS machines of financial service providers | Free |
Free |
Free |
Free |
| Cash withdrawal charges per transaction in Egypt at POS machines of financial service providers | 5% (min. EGP 75) | 5% (min. EGP 75) | 5% (min. EGP 75) | 5% (min. EGP 75) |
| Cash deposit charges per transaction in Egypt at POS machines of financial service providers | Free | Free | Free | Free |
| Card Replacement Fees |
Visa Evolution: EGP 100
Visa Platinum Cashback: EGP 100 |
Visa Evolution: EGP 100
Visa Platinum Cashback: EGP 100 |
Visa Evolution: EGP 100
Visa Platinum Cashback: EGP 100 |
Visa Evolution: EGP 100
Visa Platinum: EGP 100
Premier Mastercard Platinum card: Free Visa Platinum Cashback: EGP 100 |
| Description |
Credit Cards |
|---|---|
| Personal Banking |
|
| HSBC Advance |
|
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Description |
Credit Cards Annual Fees |
| Personal Banking |
|
| HSBC Advance |
|
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Description |
Primary Card |
| Personal Banking |
Visa Evolution: Free1 subject to a spend of EGP 20,000/year or more.
Visa Platinum: Free2 subject to a spend of EGP 45,000/year or more. Visa Platinum Cashback: Free3 subject to a spend of EGP 30,000/year or more |
| HSBC Advance |
Visa Evolution: Free1 subject to a spend of EGP 20,000/year or more.
Visa Platinum: Free2 subject to a spend of EGP 45,000/year or more. Advance Mastercard Platinum card: Free Visa Platinum Cashback: Free3 subject to a spend of EGP 30,000/year or more |
| HSBC Premier – Salary based |
Visa Evolution: Free1subject to a spend of EGP 20,000/year or more.
Premier Mastercard Platinum card: Free Visa Platinum Cashback: Free3 subject to a spend of EGP 30,000/year or more |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Visa Evolution: Free1subject to a spend of EGP 20,000/year or more.
Visa Platinum: Free 2 subject to a spend of EGP 45,000/year or more. Premier Mastercard Platinum card: Free Visa Platinum Cashback: Free3 subject to a spend of EGP 30,000/year or more |
| Description |
Supplementary Card 4 |
| Personal Banking |
Visa Evolution: Free
Visa Platinum Cashback: Free |
| HSBC Advance |
Visa Evolution: Free Visa Platinum: Free Advance Mastercard Platinum card: Free Visa Platinum Cashback: Free |
| HSBC Premier – Salary based |
Visa Evolution: Free Visa Platinum: Free Premier Mastercard Platinum card: Free Visa Platinum Cashback: Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Visa Evolution: Free Visa Platinum: Free Premier Mastercard Platinum card: Free Visa Platinum Cashback: Free |
| Description |
General Charges on Credit Cards |
| Personal Banking |
|
| HSBC Advance |
|
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Description |
Monthly Finance Charge5 |
| Personal Banking |
Visa Evolution: 4.42% Visa Platinum: 4.42% Visa Platinum Cashback: 4.42% |
| HSBC Advance |
Visa Evolution: 4.42% Visa Platinum: 4.42% Advance Mastercard Platinum card: 4.42% Visa Platinum Cashback: 4.42% |
| HSBC Premier – Salary based |
Visa Evolution: 4.42% Visa Platinum: 4.42% Premier Mastercard Platinum card: 4.00% Visa Platinum Cashback: 4.42% |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Visa Evolution: 4.42% Visa Platinum: 4.42% Premier Mastercard Platinum card: 4.00% Visa Platinum Cashback: 4.42% |
| Description |
Cash Advance Fees |
| Personal Banking |
5% (min. EGP 75) |
| HSBC Advance |
5% (min. EGP 75) |
| HSBC Premier – Salary based |
5% (min. EGP 75) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
5% (min. EGP 75) |
| Description |
Balance enquiry charges per transaction in Egypt at POS machines of financial service providers |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Cash withdrawal charges per transaction in Egypt at POS machines of financial service providers |
| Personal Banking |
5% (min. EGP 75) |
| HSBC Advance |
5% (min. EGP 75) |
| HSBC Premier – Salary based |
5% (min. EGP 75) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
5% (min. EGP 75) |
| Description |
Cash deposit charges per transaction in Egypt at POS machines of financial service providers |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Card Replacement Fees |
| Personal Banking |
Visa Evolution: EGP 100
Visa Platinum Cashback: EGP 100 |
| HSBC Advance |
Visa Evolution: EGP 100
Visa Platinum Cashback: EGP 100 |
| HSBC Premier – Salary based |
Visa Evolution: EGP 100
Visa Platinum Cashback: EGP 100 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Visa Evolution: EGP 100
Visa Platinum: EGP 100
Premier Mastercard Platinum card: Free Visa Platinum Cashback: EGP 100 |
1.Minimum spend threshold for Visa Evolution cards is limited to purchase transactions only carried by both the primary & supplementary card(s) (if any). Cash advance/withdrawals are not included. In case minimum spend threshold is not met, EGP 300 annual fees will apply.
2.Minimum spend threshold for Visa Platinum is limited to purchase transactions only carried by both primary and supplementary card(s) (if any). Cash advance withdrawals are not included. In case minimum threshold is not met, EGP 450 annual fees will apply.
3.The cashback primary card will be free of annual fee of EGP 400 subject to achieving the minimum spend of EGP 30,000 / year and is limited to purchase transactions only carried by both the primary & its supplementary card(s) (if any). Cash advance/withdrawals are not included.. In case minimum spend threshold is not met, EGP 400 annual fees will apply
4.Supplementary cards annual fees are free irrespective of spend.
5.Any increase or decrease in lending interest rates imposed by the regulator might impact cards interest rates with immediate effect and will notify the customer after applying the changes.
| Description |
Personal Banking |
HSBC Advance |
HSBC Premier – Salary based |
HSBC Premier – Balance Base HSBC Premier - Cross border |
|---|---|---|---|---|
| Cards Monthly Maintenance Fees (Non-Account Holders) Deducted on quarterly basis |
EGP 16 |
EGP 16 |
EGP 16 |
EGP 16 |
| FX Mark-up1 |
5% |
5% | 5% |
5% |
| PIN Issuance Fees |
Free |
Free |
Free |
Free |
| PIN Replacement Fees through Phone Banking |
Free |
Free |
Free |
Free |
| Paper Statement Delivery |
EGP 20 / cycle |
EGP 20 / cycle |
Free (for Premier Mastercard Platinum only) |
Free (for Premier Mastercard Platinum only) |
| Online statement |
Free |
Free |
Free |
Free |
| eMail statement |
Free |
Free |
Free |
Free |
| Copy of previous statements |
EGP 20 / month |
EGP 20 / month |
Free (for Premier Mastercard Platinum only) |
Free (for Premier Mastercard Platinum only) |
| Late Payment Fees |
EGP 150 |
EGP 150 |
EGP 150 |
EGP 150 |
| Balance enquiry charges (per transaction) on current / savings account in Egypt from HSBC ATMs |
Free |
Free |
Free |
Free |
| Cash withdrawal charges (per transaction) from current / savings account in Egypt from HSBC ATMs |
Free |
Free |
Free |
Free |
| Balance enquiry charges (per transaction) on current / savings account from non HSBC ATM (locally & internationally) |
Free |
Free |
Free |
Free |
| Cash withdrawal charges (per transaction) from current / savings account from non HSBC ATM (locally & internationally) |
EGP 60 |
EGP 60 |
EGP 60 |
EGP 60 |
| Balance enquiry charges (per transaction) on current / savings account internationally at HSBC ATMs |
Free |
Free |
Free |
Free |
| Cash withdrawal charges (per transaction) from current / savings account internationally at HSBC ATMs |
EGP 45 |
EGP 45 |
EGP 45 |
EGP 45 |
| Description |
Cards Monthly Maintenance Fees (Non-Account Holders) Deducted on quarterly basis |
|---|---|
| Personal Banking |
EGP 16 |
| HSBC Advance |
EGP 16 |
| HSBC Premier – Salary based |
EGP 16 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 16 |
| Description |
FX Mark-up1 |
| Personal Banking |
5% |
| HSBC Advance |
5% |
| HSBC Premier – Salary based |
5% |
HSBC Premier – Balance Base HSBC Premier - Cross border |
5% |
| Description |
PIN Issuance Fees |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
PIN Replacement Fees through Phone Banking |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Paper Statement Delivery |
| Personal Banking |
EGP 20 / cycle |
| HSBC Advance |
EGP 20 / cycle |
| HSBC Premier – Salary based |
Free (for Premier Mastercard Platinum only) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free (for Premier Mastercard Platinum only) |
| Description |
Online statement |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
eMail statement |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Copy of previous statements |
| Personal Banking |
EGP 20 / month |
| HSBC Advance |
EGP 20 / month |
| HSBC Premier – Salary based |
Free (for Premier Mastercard Platinum only) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free (for Premier Mastercard Platinum only) |
| Description |
Late Payment Fees |
| Personal Banking |
EGP 150 |
| HSBC Advance |
EGP 150 |
| HSBC Premier – Salary based |
EGP 150 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 150 |
| Description |
Balance enquiry charges (per transaction) on current / savings account in Egypt from HSBC ATMs |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Cash withdrawal charges (per transaction) from current / savings account in Egypt from HSBC ATMs |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Balance enquiry charges (per transaction) on current / savings account from non HSBC ATM (locally & internationally) |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Cash withdrawal charges (per transaction) from current / savings account from non HSBC ATM (locally & internationally) |
| Personal Banking |
EGP 60 |
| HSBC Advance |
EGP 60 |
| HSBC Premier – Salary based |
EGP 60 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 60 |
| Description |
Balance enquiry charges (per transaction) on current / savings account internationally at HSBC ATMs |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Cash withdrawal charges (per transaction) from current / savings account internationally at HSBC ATMs |
| Personal Banking |
EGP 45 |
| HSBC Advance |
EGP 45 |
| HSBC Premier – Salary based |
EGP 45 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 45 |
1.Transactions in foreign currency is converted into the equivalent in Egyptian Pounds at the prevailing market rate at the posting date and not at the transaction date attracting the foreign currency mark-up fees and charges as per the ‘Schedule of Charges’ announced on our website. Foreign Currency Transactions are converted into your billing currency by the card scheme (Visa or MasterCard®) or HSBC Bank Egypt using their applicable exchange rates on the day conversion is made (which is the transaction posting date on HSBC bank Egypt system and not the actual date of transaction and which may involve a conversion to US Dollars or Hong Kong Dollars first).
| Description |
Personal Banking |
HSBC Advance |
HSBC Premier – Salary based |
HSBC Premier – Balance Base HSBC Premier - Cross border |
|---|---|---|---|---|
| Exceed Credit Limit Fees |
EGP 60 |
EGP 60 |
Free (for Premier MasterCard Platinum only) |
Free (for Premier MasterCard Platinum only) |
| Card limit increase |
Free |
Free |
Free |
Free |
| Card temporarily limit increase |
Free |
Free |
Free |
Free |
| Card Delivery Fees (Locally) |
Free |
Free |
Free |
Free |
| Card Delivery Fees (Overseas) |
EGP 800 |
EGP 800 |
EGP 800 |
EGP 800 |
| Copy of transaction slip /Dispute investigation fees |
EGP 50 |
EGP 50 |
EGP 50 |
EGP 50 |
| Credit Bureau Investigation Fees 1 |
EGP 100 |
EGP 100 |
EGP 100 |
EGP 100 |
| Dynamic Currency Conversion transaction Fee 2 |
-Visa Evolution / Visa Platinum / Visa Platinum Cashback credit cards: 1.15% |
-MasterCard Advance credit card: 1.12% -Visa Evolution / Visa Platinum / Visa Platinum Cashback credit cards: 1.15% |
-MasterCard Premier credit card: 1.12% -Visa Evolution / Visa Platinum / Visa Platinum Cashback credit cards: 1.15% |
-MasterCard Premier credit card: 1.12% -Visa Evolution / Visa Platinum / Visa Platinum Cashback credit cards: 1.15% |
| Issuance of clearance letter fees |
EGP 25 |
EGP 25 |
EGP 25 |
EGP 25 |
| Stamp Tax |
0.05% on the highest debit balance each quarter |
0.05% on the highest debit balance each quarter |
0.05% on the highest debit balance each quarter |
0.05% on the highest debit balance each quarter |
| Description |
Exceed Credit Limit Fees |
|---|---|
| Personal Banking |
EGP 60 |
| HSBC Advance |
EGP 60 |
| HSBC Premier – Salary based |
Free (for Premier MasterCard Platinum only) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free (for Premier MasterCard Platinum only) |
| Description |
Card limit increase |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Card temporarily limit increase |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Card Delivery Fees (Locally) |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Description |
Card Delivery Fees (Overseas) |
| Personal Banking |
EGP 800 |
| HSBC Advance |
EGP 800 |
| HSBC Premier – Salary based |
EGP 800 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 800 |
| Description |
Copy of transaction slip /Dispute investigation fees |
| Personal Banking |
EGP 50 |
| HSBC Advance |
EGP 50 |
| HSBC Premier – Salary based |
EGP 50 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 50 |
| Description |
Credit Bureau Investigation Fees 1 |
| Personal Banking |
EGP 100 |
| HSBC Advance |
EGP 100 |
| HSBC Premier – Salary based |
EGP 100 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 100 |
| Description |
Dynamic Currency Conversion transaction Fee 2 |
| Personal Banking |
-Visa Evolution / Visa Platinum / Visa Platinum Cashback credit cards: 1.15% |
| HSBC Advance |
-MasterCard Advance credit card: 1.12% -Visa Evolution / Visa Platinum / Visa Platinum Cashback credit cards: 1.15% |
| HSBC Premier – Salary based |
-MasterCard Premier credit card: 1.12% -Visa Evolution / Visa Platinum / Visa Platinum Cashback credit cards: 1.15% |
HSBC Premier – Balance Base HSBC Premier - Cross border |
-MasterCard Premier credit card: 1.12% -Visa Evolution / Visa Platinum / Visa Platinum Cashback credit cards: 1.15% |
| Description |
Issuance of clearance letter fees |
| Personal Banking |
EGP 25 |
| HSBC Advance |
EGP 25 |
| HSBC Premier – Salary based |
EGP 25 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 25 |
| Description |
Stamp Tax |
| Personal Banking |
0.05% on the highest debit balance each quarter |
| HSBC Advance |
0.05% on the highest debit balance each quarter |
| HSBC Premier – Salary based |
0.05% on the highest debit balance each quarter |
HSBC Premier – Balance Base HSBC Premier - Cross border |
0.05% on the highest debit balance each quarter |
| Description | Personal Banking | HSBC Advance | HSBC Premier – Salary based |
HSBC Premier – Balance Base HSBC Premier - Cross border |
|---|---|---|---|---|
| Cash Installment Plan Rate | ||||
Monthly Finance Charge |
3% for all Cards Types
|
3% for all Cards Types
|
3% for all Cards Types
|
3% for all cards types |
Early Settlement Fees |
2% of outstanding Cash Instalment Plan amount (min. EGP 100) |
2% of outstanding Cash Instalment Plan amount (min. EGP 100) |
2% of outstanding Cash Instalment Plan amount (min. EGP 100) |
2% of outstanding Cash Instalment Plan amount (min. EGP 100) |
Processing Fees |
NIL |
NIL |
NIL |
NIL |
Tenure Options |
6, 12, 18 & 24 months |
6, 12, 18 & 24 months |
6, 12, 18 & 24 months |
6, 12, 18 & 24 months |
| Zero% Balance Transfer Plan | ||||
Monthly Finance Charge |
0% for all Cards Types
|
0% for all Cards Types |
0% for all Cards Types |
0% for all Cards Types |
Early Settlement Fees |
2% of Balance Transfer plan outstanding amount or EGP 200 (whichever is greater) |
2% of Balance Transfer plan outstanding amount or EGP 200 (whichever is greater) |
2% of Balance Transfer plan outstanding amount or EGP 200 (whichever is greater) |
2% of Balance Transfer plan outstanding amount or EGP 200 (whichever is greater) |
Processing Fees |
NIL |
NIL |
NIL |
NIL |
Tenor |
3 months |
3 months |
3 months |
3 months |
| Credit card Balance transfer Rate | ||||
Monthly Finance Charge |
2.7% for all Cards Types
|
2.7% for all Cards Types |
2.7% for all Cards Types |
2.7% for all Cards Types |
Early Settlement Fees |
NIL |
NIL |
NIL |
NIL |
Processing Fees |
NIL |
NIL |
NIL |
NIL |
Tenure Options |
6, 12, 18 & 24 months |
6, 12, 18 & 24 months |
6, 12, 18 & 24 months |
6, 12, 18 & 24 months |
| Flexi Installment Plan | ||||
Monthly Finance Charge |
2.9% for all Cards Types |
2.9% for all Cards Types |
2.9% for all Cards Types |
2.9% for all cards types |
Early Settlement Fees |
NIL |
NIL |
NIL |
NIL |
Processing Fees |
NIL |
NIL |
NIL |
NIL |
Tenure Options |
6, 12, 18 & 24 months |
6, 12, 18 & 24 months |
6, 12, 18 & 24 months |
6, 12, 18 & 24 months |
| Descript ion | Cash Installment Plan Rate |
|---|---|
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Monthly Finance Charge |
| Personal Banking |
3% for all Cards Types
|
| HSBC Advance |
3% for all Cards Types
|
| HSBC Premier – Salary based |
3% for all Cards Types
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
3% for all cards types |
| Descript ion |
Early Settlement Fees |
| Personal Banking |
2% of outstanding Cash Instalment Plan amount (min. EGP 100) |
| HSBC Advance |
2% of outstanding Cash Instalment Plan amount (min. EGP 100) |
| HSBC Premier – Salary based |
2% of outstanding Cash Instalment Plan amount (min. EGP 100) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
2% of outstanding Cash Instalment Plan amount (min. EGP 100) |
| Descript ion |
Processing Fees |
| Personal Banking |
NIL |
| HSBC Advance |
NIL |
| HSBC Premier – Salary based |
NIL |
HSBC Premier – Balance Base HSBC Premier - Cross border |
NIL |
| Descript ion |
Tenure Options |
| Personal Banking |
6, 12, 18 & 24 months |
| HSBC Advance |
6, 12, 18 & 24 months |
| HSBC Premier – Salary based |
6, 12, 18 & 24 months |
HSBC Premier – Balance Base HSBC Premier - Cross border |
6, 12, 18 & 24 months |
| Descript ion | Zero% Balance Transfer Plan |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Monthly Finance Charge |
| Personal Banking |
0% for all Cards Types
|
| HSBC Advance |
0% for all Cards Types |
| HSBC Premier – Salary based |
0% for all Cards Types |
HSBC Premier – Balance Base HSBC Premier - Cross border |
0% for all Cards Types |
| Descript ion |
Early Settlement Fees |
| Personal Banking |
2% of Balance Transfer plan outstanding amount or EGP 200 (whichever is greater) |
| HSBC Advance |
2% of Balance Transfer plan outstanding amount or EGP 200 (whichever is greater) |
| HSBC Premier – Salary based |
2% of Balance Transfer plan outstanding amount or EGP 200 (whichever is greater) |
HSBC Premier – Balance Base HSBC Premier - Cross border |
2% of Balance Transfer plan outstanding amount or EGP 200 (whichever is greater) |
| Descript ion |
Processing Fees |
| Personal Banking |
NIL |
| HSBC Advance |
NIL |
| HSBC Premier – Salary based |
NIL |
HSBC Premier – Balance Base HSBC Premier - Cross border |
NIL |
| Descript ion |
Tenor |
| Personal Banking |
3 months |
| HSBC Advance |
3 months |
| HSBC Premier – Salary based |
3 months |
HSBC Premier – Balance Base HSBC Premier - Cross border |
3 months |
| Descript ion | Credit card Balance transfer Rate |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Monthly Finance Charge |
| Personal Banking |
2.7% for all Cards Types
|
| HSBC Advance |
2.7% for all Cards Types |
| HSBC Premier – Salary based |
2.7% for all Cards Types |
HSBC Premier – Balance Base HSBC Premier - Cross border |
2.7% for all Cards Types |
| Descript ion |
Early Settlement Fees |
| Personal Banking |
NIL |
| HSBC Advance |
NIL |
| HSBC Premier – Salary based |
NIL |
HSBC Premier – Balance Base HSBC Premier - Cross border |
NIL |
| Descript ion |
Processing Fees |
| Personal Banking |
NIL |
| HSBC Advance |
NIL |
| HSBC Premier – Salary based |
NIL |
HSBC Premier – Balance Base HSBC Premier - Cross border |
NIL |
| Descript ion |
Tenure Options |
| Personal Banking |
6, 12, 18 & 24 months |
| HSBC Advance |
6, 12, 18 & 24 months |
| HSBC Premier – Salary based |
6, 12, 18 & 24 months |
HSBC Premier – Balance Base HSBC Premier - Cross border |
6, 12, 18 & 24 months |
| Descript ion | Flexi Installment Plan |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Monthly Finance Charge |
| Personal Banking |
2.9% for all Cards Types |
| HSBC Advance |
2.9% for all Cards Types |
| HSBC Premier – Salary based |
2.9% for all Cards Types |
HSBC Premier – Balance Base HSBC Premier - Cross border |
2.9% for all cards types |
| Descript ion |
Early Settlement Fees |
| Personal Banking |
NIL |
| HSBC Advance |
NIL |
| HSBC Premier – Salary based |
NIL |
HSBC Premier – Balance Base HSBC Premier - Cross border |
NIL |
| Descript ion |
Processing Fees |
| Personal Banking |
NIL |
| HSBC Advance |
NIL |
| HSBC Premier – Salary based |
NIL |
HSBC Premier – Balance Base HSBC Premier - Cross border |
NIL |
| Descript ion |
Tenure Options |
| Personal Banking |
6, 12, 18 & 24 months |
| HSBC Advance |
6, 12, 18 & 24 months |
| HSBC Premier – Salary based |
6, 12, 18 & 24 months |
HSBC Premier – Balance Base HSBC Premier - Cross border |
6, 12, 18 & 24 months |
| Description | Personal Banking | HSBC Advance | HSBC Premier – Salary based |
HSBC Premier – Balance Base HSBC Premier - Cross border |
|---|---|---|---|---|
| Other Services | ||||
Personal Phone Banking |
||||
All enquiry services |
Free |
Free |
Free |
Free |
| Personal Phone Banking | ||||
Subscription Fees |
Free |
Free |
Free |
Free |
| Standing Instructions | ||||
Setup / Amendment |
EGP 75 |
EGP 75 |
EGP 75 |
EGP 75 |
| Counter Cash Transactions | ||||
Cash withdrawals amounts within ATM limit1 |
EGP 60 |
EGP 60 |
EGP 60 |
EGP 60 |
Cash deposits less then EGP 10,000 2 |
EGP 60 |
EGP 60 |
EGP 60 |
EGP 60 |
| Cheque Book Issuance | ||||
Small size 24 notes
|
EGP 120 | Free |
Free |
Free |
Large size 48 notes
|
EGP 240 | Free |
Free |
Free |
| Safe Deposit Lockers Rent 3(For Personal Accounts) | ||||
Small Safe |
EGP 600 / annum |
EGP 600 / annum |
EGP 600 / annum |
EGP 600 / annum |
Medium Safe |
EGP 1,000 / annum |
EGP 1,000 / annum |
EGP 1,000 / annum |
EGP 1,000 / annum |
Large Safe |
EGP 1,500 / annum |
EGP 1,500 / annum |
EGP 1,500 / annum |
EGP 1,500 / annum |
| Descript ion | Other Services |
|---|---|
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Personal Phone Banking |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
All enquiry services |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion | Personal Phone Banking |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Subscription Fees |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion | Standing Instructions |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Setup / Amendment |
| Personal Banking |
EGP 75 |
| HSBC Advance |
EGP 75 |
| HSBC Premier – Salary based |
EGP 75 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 75 |
| Descript ion | Counter Cash Transactions |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Cash withdrawals amounts within ATM limit1 |
| Personal Banking |
EGP 60 |
| HSBC Advance |
EGP 60 |
| HSBC Premier – Salary based |
EGP 60 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 60 |
| Descript ion |
Cash deposits less then EGP 10,000 2 |
| Personal Banking |
EGP 60 |
| HSBC Advance |
EGP 60 |
| HSBC Premier – Salary based |
EGP 60 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 60 |
| Descript ion | Cheque Book Issuance |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Small size 24 notes
|
| Personal Banking | EGP 120 |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion |
Large size 48 notes
|
| Personal Banking | EGP 240 |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion | Safe Deposit Lockers Rent 3(For Personal Accounts) |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Small Safe |
| Personal Banking |
EGP 600 / annum |
| HSBC Advance |
EGP 600 / annum |
| HSBC Premier – Salary based |
EGP 600 / annum |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 600 / annum |
| Descript ion |
Medium Safe |
| Personal Banking |
EGP 1,000 / annum |
| HSBC Advance |
EGP 1,000 / annum |
| HSBC Premier – Salary based |
EGP 1,000 / annum |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 1,000 / annum |
| Descript ion |
Large Safe |
| Personal Banking |
EGP 1,500 / annum |
| HSBC Advance |
EGP 1,500 / annum |
| HSBC Premier – Salary based |
EGP 1,500 / annum |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 1,500 / annum |
| Description | Personal Banking | HSBC Advance | HSBC Premier – Salary based |
HSBC Premier – Balance Base HSBC Premier - Cross border |
|---|---|---|---|---|
| Account Statement Charges | ||||
Paper statement delivery |
EGP 120 / cycle |
EGP 120 / cycle |
EGP 120 / cycle |
EGP 120 / cycle |
| Online statements | Free | Free | Free | Free |
eMail statements |
Free |
Free |
Free |
Free |
Extra copy of previous months / years |
EGP 120 / month |
EGP 120 / month |
EGP 120 / month |
EGP 120 / month |
| SMS Alerts | ||||
Banking Transactions |
Free |
Free |
Free |
Free |
Credit Card Transactions |
Free |
Free |
Free |
Free |
| General Charges | ||||
Internal Power of Attorney |
EGP 100 |
EGP 100 |
EGP 100 |
EGP 100 |
Emergency Encashment
|
USD 20 |
Free |
Free |
Free |
Issuance of certificate (account balance / bank letters) |
EGP 50 / certificate / letter |
EGP 50 / certificate / letter |
Free |
Free |
Retrieval of documents processed by Bank |
-EGP 50 for less than 6 months documents. |
-EGP 50 for less than 6 months documents. |
-EGP 50 for less than 6 months documents. |
-EGP 50 for less than 6 months documents. -EGP 100 for more than 6 months documents. |
Bank Signature Authentication (CBE Fees) |
-EGP 50 for facility settlement agreements (between banks & customers).
-EGP 25 for all other documents. |
-EGP 50 for facility settlement agreements (between banks & customers)
-EGP 25 for all other documents. |
-EGP 50 for facility settlement agreements (between banks & customers).
-EGP 25 for all other documents. |
-EGP 50 for facility settlement agreements (between banks & customers).
-EGP 25 for all other documents. |
Signature Verification Fees |
EGP 20 |
EGP 20 |
EGP 20 |
EGP 20 |
Credit Bureau Self-enquiry fees |
EGP 100 |
EGP 100 |
EGP 100 |
EGP 100 |
| Descript ion | Account Statement Charges |
|---|---|
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Paper statement delivery |
| Personal Banking |
EGP 120 / cycle |
| HSBC Advance |
EGP 120 / cycle |
| HSBC Premier – Salary based |
EGP 120 / cycle |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 120 / cycle |
| Descript ion | Online statements |
| Personal Banking | Free |
| HSBC Advance | Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion |
eMail statements |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion |
Extra copy of previous months / years |
| Personal Banking |
EGP 120 / month |
| HSBC Advance |
EGP 120 / month |
| HSBC Premier – Salary based |
EGP 120 / month |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 120 / month |
| Descript ion | SMS Alerts |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Banking Transactions |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion |
Credit Card Transactions |
| Personal Banking |
Free |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion | General Charges |
| Personal Banking | |
| HSBC Advance | |
| HSBC Premier – Salary based |
|
HSBC Premier – Balance Base HSBC Premier - Cross border |
|
| Descript ion |
Internal Power of Attorney |
| Personal Banking |
EGP 100 |
| HSBC Advance |
EGP 100 |
| HSBC Premier – Salary based |
EGP 100 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 100 |
| Descript ion |
Emergency Encashment
|
| Personal Banking |
USD 20 |
| HSBC Advance |
Free |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion |
Issuance of certificate (account balance / bank letters) |
| Personal Banking |
EGP 50 / certificate / letter |
| HSBC Advance |
EGP 50 / certificate / letter |
| HSBC Premier – Salary based |
Free |
HSBC Premier – Balance Base HSBC Premier - Cross border |
Free |
| Descript ion |
Retrieval of documents processed by Bank |
| Personal Banking |
-EGP 50 for less than 6 months documents. |
| HSBC Advance |
-EGP 50 for less than 6 months documents. |
| HSBC Premier – Salary based |
-EGP 50 for less than 6 months documents. |
HSBC Premier – Balance Base HSBC Premier - Cross border |
-EGP 50 for less than 6 months documents. -EGP 100 for more than 6 months documents. |
| Descript ion |
Bank Signature Authentication (CBE Fees) |
| Personal Banking |
-EGP 50 for facility settlement agreements (between banks & customers).
-EGP 25 for all other documents. |
| HSBC Advance |
-EGP 50 for facility settlement agreements (between banks & customers)
-EGP 25 for all other documents. |
| HSBC Premier – Salary based |
-EGP 50 for facility settlement agreements (between banks & customers).
-EGP 25 for all other documents. |
HSBC Premier – Balance Base HSBC Premier - Cross border |
-EGP 50 for facility settlement agreements (between banks & customers).
-EGP 25 for all other documents. |
| Descript ion |
Signature Verification Fees |
| Personal Banking |
EGP 20 |
| HSBC Advance |
EGP 20 |
| HSBC Premier – Salary based |
EGP 20 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 20 |
| Descript ion |
Credit Bureau Self-enquiry fees |
| Personal Banking |
EGP 100 |
| HSBC Advance |
EGP 100 |
| HSBC Premier – Salary based |
EGP 100 |
HSBC Premier – Balance Base HSBC Premier - Cross border |
EGP 100 |