Helping you deal with unexpected expenses
An unsecured overdraft is a short-term borrowing facility that provides you flexibility for dealing with unforeseen expenses when you need it most.
What you need to know
Overdrafts are granted to Personal Banking, Advance and Premier customers who are working in companies approved by the bank and regularly transferring their salaries into their HSBC account. Your maximum overdraft amount depends on your account type.
How to apply
We'll call you
Request a call back for priority processing and faster financing credit. Our team is available weekdays from 9.30am to 3.30pm and will be in touch within 120 minutes.1
Visit a branch
Speak to us in branch to start an application.
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