Electric Vehicles (EV) and Energy Efficient Products (EE) Personal Finance

• Finance amount up to EGP 3,000,000 based on your monthly income and length of employment
• Competitive interest rate
  
• No minimum balance required on your related account for the finance period
• Flexible repayment period up to 120 months
• Fixed equal monthly instalments for easy monthly budgeting
• Flexibility to top up finance amount 

• Minimum fixed gross monthly income of EGP 4,000
• You must have completed your probation period with your current employer
• Minimum age of 21 and maximum age of 65 at the end of the finance repayment period
• Your employer must be on the bank's approved employer list
• You should have Egyptian nationality (or have a valid passport and valid residency in Egypt if you are a foreigner)

• Valid National Identification Card for Egyptians or valid passport and valid residency for foreigners
• Recent income or instalment transfer letter in the bank's standard format

• Copy of valid passport
• Valid residency or valid entry visa for non-touristic purpose
• Valid work permit

Interest rates are calculated based on the bank's announced rate at the time of application. The interest rate will stay fixed during the finance tenor, therefore the finance instalments and the finance tenor will stay fixed.

• Competitive interest rate
• No minimum balance required on your related account for the finance period
• Flexible finance repayment period from 6 months to 60 months
• Fixed equal monthly instalments for easy monthly budgeting

• Minimum fixed gross monthly income of EGP 4,000
• Minimum 1 year with your current employer
• Minimum age of 21 and maximum age of 65 at the end of the finance repayment period
• You must have Egyptian nationality

• Valid National Identification Card
• Recent income letter on the employer’s letterhead including position held, length of employment with the current employer, income breakdown, gross and net amounts
• Last 6 months’ original bank statements or stamped copies
  

Interest rates are calculated based on the bank's announced rate at the time of application. The interest rate will stay fixed during the finance tenor, therefore the finance instalments and the finance tenor will stay fixed.

• Finance amount up to EGP 1,000,000 based on your bank statements balance for the last 6 months
• Competitive fixed interest rate
• No minimum balance is required on your related account for the finance period
• Flexible finance repayment period from 6 months to 60 months
• Fixed equal monthly instalments for easy monthly budgeting

• Minimum of 3 years in business
• Minimum age of 30 and maximum age of 65 at the end of the finance repayment period
• You must have Egyptian nationality

• Valid National Identification Card
• Proof of income: last 6 months of personal and/or corporate bank account statements
• Last taxation and social insurance status certificate issued by taxation authorities or legal accountant
• Original tax card, copy obtained and signed original seen
• Proof of years in business: Commercial Register (maximum 3 months old)
• Last year’s audited financial statements

• Finance amount up to EGP 250,000 based on your bank statements balance for the last 6 months
• Competitive fixed interest rate
• No minimum balance is required on your related account for the finance period
• Flexible finance repayment period from 6 months to 60 months
• Fixed equal monthly instalments for easy monthly budgeting

• Minimum of 3 years in business
• Minimum age of 30 and maximum age of 65 at the end of the finance repayment period
• You must have Egyptian nationality

• Valid National Identification Card
• Proof of income: last 6 months of personal and/or corporate bank account statements
• Last taxation and social insurance status certificate issued by taxation authorities or legal accountant
• Original tax card, copy obtained and signed original seen
• Official Work Permit
• Official Syndicate Identification Card
• License of Clinic to prove ownership
• University ID in case of professor

• Competitive fixed interest rate
• Flexible finance repayment period from 6 months to 84 months
• Access to cash without touching your savings so you continue to earn interest

• 90% of the security, whether saving certificates or time deposits in EGP