International transfers

International foreign currency transfers can only be done via branches and online banking if debiting a non-EGP account and the transfer currency is the same as the debit account currency.

International foreign exchange transfers can be done through branches when the transfer currency is different from the non-EGP debit account currency.

International foreign exchange transfers debiting an EGP account can only be done through branches subject to the Bank’s foreign exchange policy.

Before making a payment, be sure to have the following at hand:

• Your HSBC account number 
• Beneficiary's full name, postal address and account number 
• Beneficiary's banking information:
      - International Bank Account Number (IBAN) or account number
      - The bank or the intermediary bank Sort/Swift/BIC code
      - Purpose of payment
      - Bank name and address 

Please note: Payments will be routed overseas using this information. Incorrect or invalid information may lead to the payment being delayed or rejected by the overseas bank. In such cases, because of charges and differences in exchange rates, you may not receive the full amount back.

Some countries and regions may request additional information.

You agree that we, or any other member of the HSBC Group, may take whatever action we consider appropriate to meet any obligations, either in that country/region or elsewhere in the world, relating to the prevention of fraud, money laundering and terrorist activity and the provision of financial and other services to persons who may be subject to sanctions. This may include, but is not limited to, investigating and intercepting payments into and out of your account (particularly in the case of international transfer of funds) or investigating the source of or intended recipient of funds. It may also include making enquires to establish whether a person is subject to sanctions. Exceptionally, this may delay the carrying out of your instructions or the receipt of cleared fund, but where possible, we will advise you of the reasons for and likely length of any delay. You agree that neither we, nor any other member of the HSBC Group, shall be responsible to you or any third party for any loss incurred as a result of us or any other member of the HSBC Group taking the actions set out in this paragraph.

HSBC Bank Egypt S.A.E (the "Bank") is required to act in accordance with the laws and regulations operating in various countries and regions around the world relating to international sanctions. Under these sanctions requirements, the Bank is prohibited from engaging in certain transactions. The Bank would only process transactions that are in compliance with applicable sanctions. HSBC Bank Egypt reserves the right to request additional documents from the customer to proceed with the transfer.