Visa Evolution Credit Card

As a HSBC credit card customer, you can download the app for free to access over 9,000 'Buy 1 Get 1 Free' dining, entertainment, hotel and wellness offers for you and your family.

Offers are available in 15 countries and regions across the Middle East, Asia, Africa and Europe including England, Saudi Arabia and the United Arab Emirates.

Enjoy up to 50% discount when using any of your HSBC cards at a variety of exclusive merchants.

Save up to 25% at Kempinski Hotels when you pay with your HSBC credit card.

• 25% off at food and drink outlets managed by Kempinski for in-house guests
• 20% off rooms and suites at participating hotels
• Offer valid until 30 June 2024 for all HSBC credit card holders for stays until 31 December 2024
• Offer available for Kempinski Hotels in Egypt, UAE, Qatar, Lebanon, Oman, Jordan, Saudi Arabia, Seychelles, Kenya, Accra and Djibouti
• Terms and conditions apply

Get an array of shopping, dining, travel, leisure and health and beauty offers in more than 160 countries and regions. 

Enjoy exclusive dining, shopping, hotel and leisure deals and discounts when you use your credit card.

For extra security online, a One Time Pin (OTP) code is sent by text message (SMS) to your registered mobile to enter when you make a payment to online retailers displaying the Verified by Visa® logo.

Get purchase protection if goods you buy with your credit card are stolen or damaged.

To make a purchase or withdraw money, your card contains a microchip which is read when you insert your card into a card reader and enter a 6-digit PIN. This is more secure than cards with a magnetic stripe which you swipe to make a payment.

This contactless payment method saves you time by allowing you to make small purchases at selected outlets by simply waving your card in front of a card reader. For extra security, you may occasionally need to enter your PIN or sign for the transaction.

You will be automatically enroled into the free SMS alert service and will instantly receive a message on your local mobile phone informing you of your card transactions in real time.

Get medical and legal advice should you need it while you're abroad.

If you have lost your card, Visa may be able to block your account, send a replacement card and provide emergency cash.

Carrying your HSBC card is much safer than carrying cash and your pockets won't be weighed down with foreign currency. Here are some simple tips for carrying and using your debit or credit card overseas.

1. Check the expiry date on your HSBC card
2. Make sure you have enough funds in your account or available credit limit
3. Update your latest contact details with us, so that we can get in touch with you easily
4. Contact us with your travel dates and destinations, so we can update our system
5. Write down HSBC contact numbers in case you need to get in touch while you're away

While using an ATM machine or when paying with your HSBC card abroad, be discreet while entering your PIN and aware of the people around you. Keep all receipts to check against your statements, and contact us immediately if you notice any fraudulent activity on your card(s).

Try not to keep all your cards in the same place – that way, should your wallet be lost or stolen, you won't lose everything. If your card is lost or stolen abroad, please call us immediately and report it to the local authorities. 

If you're making a big purchase or need a bit of extra cash, you can use your HSBC credit card and pay off the balance flexibly over a period of up to 24 months. 

Make the most of our competitive balance transfer plans with 0% interest for the first 3 months. Plus, if you already have multiple cards you can transfer the balances on them to a new HSBC credit card and pay off the balance over a period of up to 24 months at a discounted interest rate.

Enjoy the convenience of accessing 25 airport lounges worldwide for you and your supplementary cardholders, by downloading and registering for the Visa Airport Companion app.

1. Cardholders can't access lounges using your physical Visa card only. To enjoy lounge access, please register on the Visa Airport Companion app before your visit. 
2. The entry conditions and facilities of each lounge must be checked by the cardholder before travelling. Children policy may differ from one lounge to another.
3. To register on the app, you'll need to enter your eligible Visa card details.
4. If your card is replaced due to loss, theft, or expiration, you'll need to update the details accordingly.
5. Primary and supplementary cardholders must create separate online profiles and show individual cards to avoid guest charges.
6. Over your free visit's entitlement, a charge of 32 USD will be debited to your card for any additional guest per visit.
7. Cardholder is responsible for checking any physical or electronic receipts for accuracy before signing as fees may be charged.
8. Lounges can choose to participate in the program and can come and go from the program as and when they choose.

Visa and Partners Terms & Conditions apply.

Enjoy the best available rates on over 900 luxury hotels around the world. Receive a free continental breakfast each day, a USD 25 food or drink credit, VIP guest status and when available:

• Automatic room upgrade upon arrival
• 3pm check-out upon request
• Free in-room Wi-Fi