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Balance transfer

Take control of your finances with a credit card balance transfer

What’s a balance transfer?

If you have more than one credit card, a balance transfer could help you consolidate what you owe. You could group multiple monthly bills into one easy low-interest payment. 

Move your balance from any credit card with other banks in Egypt, to your HSBC credit card and enjoy an interest rate as low as 0%.

How to apply

Why a balance transfer plan could be right for you?

Transferring your existing credit card balance(s) with other banks to an HSBC card and benefiting from a lower interest for a limited period, means you pay less interest on your debt. If you already have multiple cards, you can stay in control of your finances by grouping all your monthly payments together in one place.

0% Interest Rate Balance Transfer Plan:

Apply today and benefit from:

  • 0% interest rate for the first 3 months

  • no processing fee

  • repayment period of 3 months, after which your normal credit card interest rate applies

  • balance transfer amount of up to 80% of your available credit limit

  • no additional documents required1

Discounted Interest Rate Balance Transfer Plan:

Apply today and benefit from:

  • flexible repayment periods of 6, 12, 18 or 24 months

  • competitive interest rate

  • no processing fee

  • balance transfer amount of up to 65% of your available credit limit

  • no additional documents required1

Things you should know

How to apply

You can apply for a credit card balance transfer in branch or over the phone. Applications will be processed in 2 to 3 working days.

We'll call you

Request a call back to start your application. Our team is available weekdays from 9.30am to 3.30pm and will be in touch within 120 minutes.2

Request call back for a balance transfer credit card This link will open in a new window

Visit a branch

Visit your nearest branch to speak to us in person.

Find a branch

Call us

Contact us by phone every day from 9am to 11pm.

Tel: 19007 (within Egypt)

Tel: +202 3535 9100 (outside Egypt)

Notes

1We retain the right to request relevant documentation at any time.

2Call back is available weekdays from 9:30am to 3:30pm. If you ask for a call back outside these hours, we'll call you the next working day.

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Make purchases or take out cash on your card and pay it back via a monthly plan.

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